Legal
Last updated 12 September 2026
Kepper shows you your money and helps you plan around it. It does not tell you what to do with it. This page sets out the limits of what our numbers mean.
Insights, budgets, spend limits, goals and category breakdowns are informational. They are not investment, financial or legal advice, and they are not a recommendation to make or avoid any payment.
The PAYE breakdown applies the 2025 Tax Act bands to the figures available to Kepper. It cannot see income we do not hold, reliefs specific to you, or filings made elsewhere. Confirm your position with a qualified tax professional before you rely on it.
Automatic categorisation is a best guess from the information attached to a transfer. You can correct any category, and a correction is what your insight should be read against.
Currency conversions shown for tracking use indicative rates and are not a quote. Service availability depends on our banking, card and infrastructure partners; planned and unplanned downtime can occur.
Gift cards, merchants and any linked third-party service are governed by their own terms. Kepper is not responsible for goods or services bought from them.
Read this alongside our Terms of Use and Privacy Policy.
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