All your money.
One clear view.
Kepper links every bank, currency, budget and bill into one calm dashboard — so you always know exactly where you stand, without the spreadsheet.
Your whole financial life, in one place.
Most of us keep money in more than one bank — a salary account here, a spending app there, maybe some savings in dollars. Kepper quietly pulls it all together, sorts every naira in and out, and shows you the full picture at a glance.
See everything
Link GTBank, Kuda, Access, OPay and more. Every balance, in every currency, on a single screen.
Understand it
Automatic income and expense tracking shows what comes in, what goes out, and the categories quietly draining your balance.
Stay in control
Set spending limits per account, get a clear read on your PAYE tax, and know you're on track before month-end.
All your banks, one screen.
Stop hopping between apps to add up what you actually have. Kepper brings every linked bank and wallet together and keeps the total balance live.
- All your banks in one place. Link GTBank, Kuda, Access, OPay & more.
- Income & expense tracking. Every naira in and out, sorted automatically.
- Lifetime spend, all accounts. Your total outflow across everything you've linked.
Understand where your money goes.
Kepper turns raw transactions into a story: monthly cashflow, inflow versus outflow, and the trend over the last six months — per account or across all of them.
- Cashflow at a glance. Inflow, outflow and net for every month.
- Spot what drains you. See the categories quietly taking the most.
- Trends that make sense. Six months of history, one clean chart.
Tuned to how you manage money.
A few quick questions when you join help Kepper tailor your insights, budgets and goals to your real habits — not a generic template. It takes about two minutes and stays private.
- Spending limits per account. Daily, weekly or monthly — with a live health read.
- Goals that fit you. Savings and targets shaped by your answers.
- Private by default. Your profile is yours — never sold, never shared.
Everything Kepper gives you.
Multi-currency
Hold and track Naira, USD, GBP, EUR and Rand side by side, all converted to one clear total.
Tax breakdown
Know your PAYE bands and what you owe under the 2025 Tax Act — no accountant required.
Move money
Send between your own accounts and to others with a smooth, guided transfer flow.
Gift cards
Buy and manage gift cards without leaving the app you already trust for the rest.
Limit health
A gentle read on each account against its target — on track, watch it, or over.
Lifetime history
Follow any single account's full story, from the day you linked it right up to today.
Built to be trusted with your money.
Kepper is designed to give you visibility, not control of your funds. We connect to your banks with read-only access and protect your data at every step.
Encrypted end to end
Your data is encrypted in transit and at rest using bank-grade standards. Nobody sees it in the clear.
Read-only by design
Kepper can see your balances and transactions to show them back to you — it can't move your money.
You hold the keys
Unlock with Face ID or your device passcode. Your financial profile is never sold or shared.
Know exactly where you stand.
Download Kepper, link your first account in minutes, and see your whole financial life come together.